Research Shows Closed-Loop Prepaid Program Managers Drive Volume and Program Profitability
Prepaid card program managers of Mercator have made distribution their top priority. Mercator Advisory Group’s Consumer Prepaid Distribution Strategies examines the methods available to prepaid card program managers as they seek out new outlets and markets
The report focuses on how closed-loop gift card business approaches [...]
Bank of America consumers are the winners in the battle over the $5 monthly fee for using debit cards.
Bank of America co-chief operating officer David Darnell announced foregoing the monthly debit card fees November 1 after irate consumer Molly Katchpole of Washington, DC started an online petition calling for the bank to cease its unnecessary [...]
After conditioning consumers to use their debit cards for the past few years, some banks have a nasty surprise in store for us all. Some banks are waiting to see the fallout, but others have already jumped in. You may not know it, but your bank may be charging you a monthly fee for using [...]
Read More...The Discover More Card is a balance transferrer’s dream. If you have carry a balance on your existing cards, now may be the time to look at this Long Duration Balance Transfer card.
The 0% APR on balance transfers lasts for 18 month, with variable rates after that only 12% to 21%, [...]
TransUnion’s quarterly analysis of trends in the credit card industry shows that the national credit card delinquency rate decreased to 0.74 percent in the first quarter of 2011.
Delinquency rate is the ratio of bankcard borrowers 90 days or more delinquent on one or more of their bank-issued credit cards.
This delinquency rate is down almost 10 [...]
With inflation rising while there is wage pressure, we have to think of ways to save money. You have to rethink all of your expenses and cut out what is unnecessary. One thing you might do is consider getting a gas credit card to cut your gas costs, especially if you drive a lot. [...]
Read More...The Home Shopping Network, also known as HSN, offers a HSN credit card. World Financial Capital Bank (WFCB) issues the HSN Credit Card through a license from MasterCard International Incorporated.
What are the account details of the HSN credit card?
• No annual fee
• You earn 3 reward [...]
The Best Buy Credit Card is an instant decision credit card. Upon approval, it is designed to be used online and in Best Buy stores.
There’s no interest on purchases totalling $299 and up if paid within six months. Interest will be charged to your account, calculated from the original purchase date, if you make [...]
Do you travel a lot but don’t want to take cash with you?
The AAA TravelMoney Visa card is a reloaded debit card (a prepaid card) that’s great for travel.
You can put as little as $100 up to $10,000 on the card and if you run out of funds while traveling, you canreload you card at [...]
We constantly see all these ads on TV about free credit reports, but their real goal is to enroll you in expensive credit monitoring programs. It never ends – we even get calls from our banks and credit card companies trying to enroll us in those services.
You can get a free copy of [...]
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